OBT Financial Planning
At OBT we are committed to helping you build, maintain, and preserve your wealth.
We take particular care to work with our clients to establish individual needs and personal risk profiles so that we can tailor appropriate investment solutions to suit you.
Our Intelligent Portfolios are value oriented, actively managed, and diversified. We believe these three principles are essential in delivering an appropriate investment solution for you.
Make the most of life with a little advice
Real freedom in life comes from being able to do what you want to do, when you want to do it. That means making choices that suit you or your family, not your employer or your bank manager.
Choices like leaving work when you're ready, not when you can finally afford it. Or paying off your mortgage sooner, so you can really enjoy your money. But how do you achieve this?
The short answer is by making the most of your money
It's your life so start planning early to reap the benefits when you retire. It's not about having a lot of money in the first place. You don't need to be earning an executive salary. You don't need to have won lotto either.
You might want to have plenty of money later on. Or you might just want enough to do the things you've always wanted to do.
How does an OBT adviser help you?
OBT's financial planning team are qualified professionals with a broad range of skills and experience. One of their key skills is problem-solving – looking for unique solutions for unique people.
You can achieve the maximum benefit from a financial adviser if you have a long term relationship with them, not unlike your relationship with your investments.
That's because we will be your guide through the inevitable changes ahead – changes in financial markets, in rules and regulations and even the changes in your life.
OBT's financial advice involves four simple steps:
- We meet with you and your partner if you have one
It's about getting to know you and understanding where you are at and what you want in life – in the short and longer term.
- We look at your current financial situation
We understand all of your earnings and outgoings, debts and any investments or assets you may have.
- We discuss strategies and options we think are suitable for you, given what you've told us about your current situation and future goals
This will be done as simply as possible because it's important that you understand everything we are recommending.
- We formalise our discussions and our subsequent research and modelling by providing you with a plan
Your plan sets out your stated goals and the advice we've given to help you achieve them. This is presented to you in a comprehensive document called a 'Statement of Advice'.
Our latest financial planning case study
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“I was galloping on a crystal horse, then crashed into a brick wall. My wife had to pick up the splinters”
Retirement often seems like a distant speck on the horizon, let alone handing over your business. Establishing a sound business succession plan is beneficial for most business owners and can be absolutely necessary for some. Take for example a business owner running … Continue reading
Regular reviews
Your plan can and will change over time. So we keep in touch with you and suggest a review – either where we see a need for changes based on what we see ahead, or what you tell us about changes in your life.
The stronger the relationship with us, the more likely you're able to make the most of your life.
Talk to an OBT adviser about how sound financial planning strategies can apply and enhance your situation on 07 5462 2277 or email Rodney
OBT is licensed through Western Pacific Financial Group to provide financial advice and services.